Description: <span style="color: rgb(51, 51, 51); background-color: rgb(255, 255, 255);"><font face="times new roman">On July 21, 2015, the Department of Defense (DoD) expanded the coverage of the regulations for the Military Lending Act (MLA). The new regulation becomes effective for pawn transactions and others on October 3, 2016. </font></span><br> <div style="text-align: justify;"><font face="times new roman"><span style="line-height:16px"><span style="background-color:#ffffff"><font color="#333333">Available to customers with an active account, </font></span></span></font><font face="times new roman" style="font-family: "times new roman";"><font color="#333333">Apperson is now offering the MLA-Borrower Affidavit form for </font><b><font color="#3366ff">FREE! </font><span style="background-color: rgb(255, 255, 255);"><font color="#333333"> </font></span></b></font><font color="#333333" face="times new roman" style="background-color: rgb(255, 255, 255);"><span style="text-align: justify;">This form is to be </span><span style="text-align: justify;">filled</span><span style="text-align: justify;"> out by the borrower prior to making the pawn loan. For use by pawnbrokers who WILL NOT BE using the DoD's database (<i>safe harbor</i>) to check their customer's MLA status. For pre-checking consumer's military status and requesting information on borrowers that identify themselves as Military in order to check DoD's database.</span></font></div><div style="text-align: justify;"> </div><p style="margin: 0in 0in 7.5pt; text-align: justify; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><font color="#ff0000" style="background-color: white;">***</font><span style="background-color: rgb(255, 255, 255);"> <font color="#333333" face="times new roman">Use of the Affidavit form alone DOES NOT CONFORM TO THE MLA SAFE HARBOR PROVISIONS. To be under Safe Harbor you must check all borrowers through the DoD’s Online Database plus retain a copy of the certificate supplied by the database.</font></span><font color="#ff0000" style="background-color: white;">***</font></p><div style="text-align: center;"><font face="times new roman"><span style="line-height: 16px; background-color: rgb(255, 255, 255);"><font color="#333333">Please contact your account representative to receive your </font><b><font color="#3366ff">FREE</font></b><font color="#333333"> fillable and printable PDF</font> <font color="#333333">copy of </font></span><font color="#333333"><span style="line-height: 16px;">the MLA-Borrower Affidavit disclosure today! </span></font></font><b style="color: rgb(51, 102, 255); font-family: "times new roman";">800.473.6761</b></div><br><br><span style="font-size: 10.6667px;">***Users should consult with their local associations and legal counsel concerning the form's use. The responsible and proper use of this form is not the legal liability of Apperson.</span>
